These fines are a waste of time. If you steal $10 billion but know that the largest fine you could possibly pay is 20% of that figure, big fucking deal. You still end up pocketing $8 billion. You just write the "fine" into your theft plan as a bribery expense. Until some of these scumbags get thrown in jail like Bernie Madoff they have absolutely no incentive to quit screwing people over.

It's not a fine, it's just being forced to tip the government a tiny cut of the pirate booty.