Lubec’s second full-length, Cosmic Debt, is both claustrophobic and dynamic, a 12-song encapsulation of the moment when you start to wonder about your own “cosmic debt” credit score and whether or not you’re in the red. This transitory feeling is reflected in unpredictably reactive drumming from Matt Dressen; Eddie Charlton’s geometric, calculated guitar riffs; and Caroline Jackson’s fuzzed-out classical piano. The result is carbonated shoegaze, too fizzy and frenetic to be dreamy but too distorted to feel like reality. CIARA DOLAN