I'm certain that I've been lucky not to have needed any major surgery up to now. However, after living for nearly 10 years without proper insurance, I understand the uncertainty of daily endeavors without that kind of financial safety net. I applaud the the author for rooting around town for, what I'd consider, priceless info for many folks(especially young) in the same boat. I just finally got insurance and I may still use some of her advice.
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