I'll admit I'm a biased, bitter, ex-Bank of America and ex-Wells Fargo customer but Wells Fargo is just looking crazy these days.

On August 11, a California court came down in favor of a class action lawsuit filed by Wells Fargo customers who said the bank was ripping them off (read all about it in this Q&A) by reordering their debit card charges. Wells Fargo and many other banks have the skeezy policy of reordering charges so that the biggest ones come out of customers' account first, causing them to be more likely to be hit with a series of overdraft fees for small purchases. The California judge ruled that Wells Fargo was deliberately "manipulating debit-card transactions without consumers’ knowledge to increase revenue" and should pay its customers back $203 million.

Well now Wells Fargo is appealing the decision and a coalition of consumer groups, including the Oregon Public Interest Research Group (OSPIRG), are pressuring Wells Fargo to just give it up already. They filed an open letter to Wells Fargo this week.

As a model for what Wells Fargo should be doing, Portland-based bank Umpqua voluntarily changed its overdraft policy last week. Yeah, they shouldn't have been doing the unsavory practice in the first place, but at least they're wising up rather than fighting consumers tooth and nail. "That's exactly what we're trying to do. Pressure private industry to make the change on their own," says OSPIRG's Jon Bartholomew. "If they don't change, we'll have to go through the CFPB and change it for them."