One of the reasons I canceled my Bank of America account and switched to a credit union is because of my righteous indignation over BofA's skeezy overdraft policies. The bank used to reorder its customers' purchases so that they would be hit with more overdraft fees.

I wasn't the only person who was angry about this—Bank of America recently settled a class action lawsuit regarding its overdraft policies for $410 million.

My chunk of the change arrived in the mail today: $3.71. Victory will be a sweet, sweet cup of coffee.