Your first sentence can't be true. "More than half of all Americans could pay for college without a loan?"
The article only says that 55% of people who got a bachelor's degree didn't need a loan. That's called a self-selected group, and it's NOT representative of "all Americans."
The article only says that 55% of people who got a bachelor's degree didn't need a loan. That's called a self-selected group, and it's NOT representative of "all Americans."