Clarence Thomas finally said four words?

"Hey, whose pubic hair?"

FWIW, 401k loans are hardly in the same boat as disbursements. Safe investments haven't been generating notable returns for a while now and aren't likely to, any time soon. So taking a 401k loan to pay off higher-interest (credit card) debt, can actually be a pretty shrewd move. (Provided you aren't doing it to finance a lifestyle, but to prudently erase higher-interest debts.)