I guess I would have used "affect" rather than "effect" in the headline.

But, of course, you say, "nauseum", I say, "nauseam." Let's call the whole thing off.

I keep my money in a bank. It's insured up to $250,000. In the unlikely event that I save up more than that, I can open another account at another bank where it will also be insured up to $250,000.

When I want it, I go take it out at an ATM and exchange it for goods and services, or transfer it in various electronic ways.

But keep it up bitcoiners. I'm sure this unregulated speculative investment "asset" consisting of 1's and 0's and overseen by nameless hackers will end well for you.

@vtregaws - you are right; i was wrong, and it is fixed now. Thanks for checking it out.

RIP, Magic the Gathering Online eXchange.