We separated 5 years ago, I still care about you, but your life is your responsibility. A couple years ago you started dating a mutual friend. You both moved in together recently. Then you did it. You got yourself fired, arrested, and charged with a felony. 5 years ago I "loaned" you a lot of money to keep your ass out of jail back then. I really hoped you'd learned from that, but you didn't. I don't think your family back east knows yet, but the word is out and they'll learn soon enough. Let them hear it from you.
To our mutual friend, I'm so sorry. When we talked about you falling in love with him, I knew you needed to know, but didn't tell you. I didn't want to sound bitter, or look like I was trying to break you two up because you were (are?) good for him. I hoped he'd changed and would be good for you too. Now you have to face the financial crisis of the pandemic by yourself. Honestly I don't even know if you've found out yet, he's good at hiding shit.