You might want to do something else with it—like, oh, invest in a marijuana grow-op. Something that'll make you money, not leave you bankrupt:
The American system of higher education is increasingly becoming a fiscal disaster for ever-larger numbers of students who move through it. That disaster is being caused by a combination of terrible incentives, institutional greed—and the pervasive myth that more education is the cure for economic inequality.
The extent of this myth is highlighted by a new report from the Center for College Affordability and Productivity which indicates that nearly half of all employed college graduates have jobs that require less than a four-year college education. Despite such sobering statistics, the higher-education complex remains remarkably successful at ensuring that American taxpayers fund the acquisition of educational credentials that, in many cases, leave the people who obtain them worse off than they were before they enrolled.
Far from being “priceless,” as the promoters of ever-more spending on higher education would have Americans believe, both undergraduate and post-graduate education is turning out to be a catastrophic investment for many young and not-so-young adults.
Go read the whole thing—unless you're in your last year of law school, in which case 1. it's way too depressing a read and 2. there's not a lot you can do about it now anyway.