Am I Financially Responsible?

Recently, we've been hearing a lot about how the looming global recession will make the Depression look like the Moulin Rouge. All this yammering has made many of us examine our own fiscal conservatism. What shape will you be in when capitalism collapses? Take the simple quiz and find out. Good luck!

1) I balance my checkbook by:
a. recording my deposits and expenditures in my transaction register
b. saving my receipts in my wallet, and then guesstimating my expenditures based on their volume
c. I haven't balanced my checkbook since "Life" class in high school
d. I don't have a checking account

2) I define "irrational exuberance" as:
a. overbuying stocks in an inflated market
b. spending more than you make
c. pretending you like someone's outfit when you really don't
d. faking an orgasm

3) When the Fed last cut interest rates, I:
a. refinanced my condo
b. put through that mortgage application
c. wrote Greenspan a tearful thank you card
d. I don't feel I know them well enough to call them "the Fed"

4) If I had $10 to my name, I would spend it on:
a. shampoo and laundry detergent
b. coffee and cigarettes
c. a bottle of red wine
d. a used copy of Bridget Jones's Diary

5) I have sold the following things for money (circle all that apply):
a. CDs
b. Books
c. Plasma
d. Dirty underpants

Now, add up your points. (1 pt for "a" answers, 2 pts for "b's", 3 points for "c's", etc.)

5-7 pts: Congratulations, you are fiscally sound! You probably even have a savings account! You are also probably a liar.
8-13 pts: You are good with money, and very handsome. Everyone likes you.
14-19 pts: You have some serious money issues and are irresponsible to a fault. You are also a college student.
20 + pts: Since you are accustomed to operating in a no-cash economy, you are perfectly prepared for the coming days of hardship and fiscal doom! Don't believe what your parents say about you.