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How does her comment about how “[Bank of America] should have thought of [how they were going to make their debt payments] before they mortgaged themselves to the hilt.” contrast with John’s example of people who rack up credit card debt?
1) An organization like BofA is composed of hundreds of highly educated people whose job it is to make nominally responsible decisions.
2) After proverbially shitting the bed in that department, BofA essentially demanded that we all loan them an enormous sum of money.