Let’s imagine for a moment you really need a jet ski. (Of course, no one “needs” a jet ski unless they are a butthole, but bear with me.) You have an okay job that pays the bills, but your savings are anemic, and if you missed a paycheck it would be a moderate-to-serious problem. You […]
The Financial Survival Guide
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The Ins & Outs of LGBTQ Finances
The world is, slowly, becoming a more accepting place for LGBTQ people—and that extends to the world of money. From the legalization of gay marriage to the increasing insurance coverage available for medical transitions, financial concerns unique to queer people are lessening in this country. But that doesn’t mean there aren’t still money-related issues that […]
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A Guide to Dipping a Reluctant Toe into the World of Budgeting Apps
How to dip a reluctant toe into the world of budgeting apps.
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Should You Sell Your Car?
Yes! You should sell your car!Probably. Maybe? Well, it’s something to think about, for sure. Selling my car is something I’ve thought about, at least, as I’ve watched Old Portland get swallowed up and spat out into something newer and shinier and more expensive. Driving in the city used to make perfect sense—you could get […]
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Surviving Your Student Loan Crisis
In Germany, riding the subway without buying a ticket is called schwarzfahren—quite literally “riding in the dark.” While it saves you money on the ticket, you’re always riding the train with a lingering fear that a fare inspector is going to discover you and slap you with a massive fine. Defaulting on your student loans […]
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That’s (Free) Entertainment! Distract and Amuse Yourself for Almost Nothing
You don’t need to spend much to keep yourself entertained.
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A Helpful Glossary to Confusing Financial Terms
Sometimes the biggest barrier between understanding personal finance and crippling confusion is the jargon associated with it. As it turns out, a lot of head-scratching finance terms represent really simple concepts (we’re not counting cryptocurrency; what the hell is that?). To prove it, we’ve provided a list of definitions to a few personal finance terms […]